Ask Me Anything (about life insurance)

Everyone has questions.  Even after an hour of research and reading, sometimes your exact concern just isn’t addressed.  Or, you’re concerned that maybe your situation is just a bit different in a material way.

Well, ask away – don’t hesitate.  I’m a former life insurance advisor (i.e. I no longer sell insurance) with experience across thousands of Canadian consumers.  I’ve been quoted many times in the media because I’m able to explain insurance in understandable terms.  And I’ve been the referral source for life insurance from numerous flat fee financial advisors.  I’d be happy to personally address your question as best I can with no obligation (you can post the question anonymously if you prefer).  

I don’t charge for my opinions, and you should take them at that value. And as I’m no longer licensed, you should also get a second opinion from a licensed entity before depending on it.  And we’ll go ahead and publish both your question and my answer on the website.  

Go ahead – ask me anything (about life insurance, long term disability insurance, and critical illness insurance).

Your question is saved and will appear when it is answered.

Answers So Far..

  • Someone asked:
    The Term Guy is operated by Glenn Cooke. As The Term Guy, Glenn provides information and (strong) opinion only, directly to consumers. If you choose to submit your contact information through this website, Glenn will attempt to connect you with a licensed life insurance broker who may contact you for marketing purposes. Glenn may charge the broker a flat fee for this service, with the fee being unrelated to whether you choose to purchase insurance. Glenn derives no compensation from the sale of life insurance. About Glenn: Glenn has been involved in the life insurance industry since 1986. During that time he has pioneered the ‘non-face to face’ life insurance sales model, and led the way on connecting advisors and consumers online. Formerly a top insurance advisor, he no longer sells life insurance, nor is he licensed to do so. He has been quoted in the Globe and Mail repeatedly, appeared on Gail Vaz-Oxlade’s Radio show twice, and been quoted in numerous books including Preet Banerjee’s book Stop Overthinking Your Money. He is the co-author of the book “Beginner’s Guide to Saving & Investing for Canadians’ and has been published on pretty much every Canadian financial blog of note.
    • Glenn replied:
      The Term Guy is operated by Glenn Cooke. As The Term Guy, Glenn provides information and (strong) opinion only, directly to consumers. If you choose to submit your contact information through this website, Glenn will attempt to connect you with a licensed life insurance broker who may contact you for marketing purposes. Glenn may charge the broker a flat fee for this service, with the fee being unrelated to whether you choose to purchase insurance. Glenn derives no compensation from the sale of life insurance. About Glenn: Glenn has been involved in the life insurance industry since 1986. During that time he has pioneered the ‘non-face to face’ life insurance sales model, and led the way on connecting advisors and consumers online. Formerly a top insurance advisor, he no longer sells life insurance, nor is he licensed to do so. He has been quoted in the Globe and Mail repeatedly, appeared on Gail Vaz-Oxlade’s Radio show twice, and been quoted in numerous books including Preet Banerjee’s book Stop Overthinking Your Money. He is the co-author of the book “Beginner’s Guide to Saving & Investing for Canadians’ and has been published on pretty much every Canadian financial blog of note.
  • Someone asked:
    Testing testing testing
    • Glenn replied:
      And here's my response
  • Someone asked:
    Testing
    • Glenn replied:
      And a response