You want to look at three things when evaluating your choices for term life insurance policies. First, the duration or the ‘term’. Term life insurance has premiums that are level for a specified and predetermined timeframe – so a 10 year term has premiums level for 10 years; 20 year term has premiums that are level for 20 years, etc. You should select a term that matches closely how long you expect to need life insurance for. If you’re 30 years old and looking to insure your income through to retirement then a 30 year term or term to age …Read More