Treat online life insurance quotes as a general guideline only.
At this point you should have a range for how much life insurance you need, and have an understanding of the types of life insurance. With that information you are now able to run market quotes. These quotes are estimates only and will need to be finalized by a virtual life insurance broker.
Treat life insurance quotes as estimates only – particularly when viewed across multiple websites. Brokers all have access to identical premiums for any particular company so differences in quotes are likely to be differences in assumptions. In addition discounts may be available for multiple applicants (spouses), and you may consider purchasing additional riders/options. Again, once you have a range you should confirm the exact premium with a virtual life insurance broker.
Step 4 – underwriting and application considerations